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Tax law
Corporate law
Labour law and employee management
Competition and distribution
Intellectual Property, Information Technologies
Wealth Management
Dispute resolution
Public law
Associations and the Social and Solidarity Economy
Banking, Insurance, Asset management
Private Equity
Corporate recovery and insolvency
Securities law
Valuation and transfer pricing
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Agriculture and food industry

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Presentation Areas of expertise
FIDAL has developed considerable expertise in the following fields :


• Partnerships / groupings between insurance organizations

• Creation of the structure for the grouping (SGAM, UMG, UGM – groupings or unions of mutual societies) and transfers of portfolios

• Distribution of insurance products

• Approval procedures and approval extensions before ACPR (i.e. the French prudential regulation authority)

• Anti-Money Laundering

• Advice on commercial practices

• Regulatory aspects of insurance products

• Assistance with ACPR audits/inspections

• Handling litigation relating to life insurance and non-life insurance products

• Drafting and reviewing the contractual documentation for life insurance, health insurance
and damage insurance

• Reinsurance

• Taxation of insurance and reinsurance organizations (societies, mutual societies –(Mutuelles), insurance institutions, foreign branches)

• Tax management of groups (direct and indirect taxes)

• Tax organization of the relations between the various players in the sector (insurers, brokers, co-insurers and reinsurers, delegates)

• Tax assistance with restructurings

• Steering tax risks: tax audits (CIT, insurance premium taxes, territorial economic contribution, etc.)

• Taxation of risk financing (insurance captives, reinsurance, commutation, run-off)

• Assistance with tax audits (tax audits of computerized accounting systems, specific insurance issues)

• Tax litigation

• Specific insurance aspects in transfer pricing documentation

Banking / Asset Management / Financing

• Acquisitions/Sales/Restructurings/Partnerships in the financial sector

• Handling and following up regulatory aspects

• Negotiating and drafting contractual / regulatory documentation related to financial products and / or their distribution

• Legal and regulatory audits of companies in the financial sector

• Legal secretariat and creation of funds (UCITS, AIF, etc.)

• Assistance in negotiating / drafting financing arrangements (bank, debt financing, etc.)

• Financial litigation

• Taxation of businesses in the financial sector (banks, management companies, investment services providers, etc.)

• VAT and indirect taxation in the banking and financial sectors

• Taxation of financial income

• Operational processing and reporting requirements (FATCA, CRS, etc.)

• Withholding taxes on financial flows

• Transfer pricing and CBCR in the financial sector

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